The Best Credit Cards 2021
In the year 2021, everyone who relies on credit cards should ask about the best card available in the market. Many credit cards exist so it is difficult for the user to choose the best one. Cards are different and each has a specific feature, but in this article, we will try to determine the best among them in terms of benefits and rewards, also there are options for different types of people .whether you love to travel, love food, or want to save money in an electronic wallet, or looking for the best airline bonuses or the best for a group Selected broadcasting services in the United States. This article is suitable for what you are looking for. We will show you the best credit cards for the year 2021 .
There are also many bonuses for credit cards. A credit card rewards you when you spend with the card, and this is a great way to earn extra money on purchases you were going to make anyway. We will help you choose the rewards that suit you best and get cash back or points. A credit card can also help you add to your savings account or help you finance the vacation you’ve been dreaming of.
Here TOP 5 Best Credit Cards 2021 :
1- Best Credit Cards 2021 ( American Express® Gold Card ) :
« Best for U.S. supermarkets and dining. Reward Your Appetite For Life »
Credit Score :Excellent/Good (690 – 850)
Annual Fee :$250
Welcome Bonus :60,000 Membership Rewards® Points
Best For :Best Card for Dining
Regular APR :——
Intro APR :——
Foreign transaction fee :None
Balance transfer fee :——
Detail :
The American Express Gold Card is the perfect rewards card is Best Credit Cards Rewards for you if you love food and travel.
Firstly, passengers can take flights with airlines or amextravel.com
Take advantage of 3 times the points
Secondly, for every dollar you spend in restaurants around the world, you win with this card 4 times the points and 4 times the points also in any supermarket in America « Approximately 25,000 dollars a year in purchases, then 1X »
For the calculation of total points, their value varies depending on the Membership Rewards program and how cardholders redeem them. You can pay with points, for example, when redeeming gift cards, booking travel, or account statements, or logging out on sites such as Amazon …
The annual fee on this card is $ 250, and becomes actual $ 130 upon completion of the food balance, which is $ 120 annually, to eat at a rate of $ 10 per month with the participating partners, including Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Grubhub, Boxed, and Shake Shack participating sites.
The card can also earn Membership Rewards® points at select retailers and earn account statement balances.
For example, Wine.com enables you to get 10 dollars back every time you spend 50 dollars.
May also participate in Amex promotions
American Express® Gold Card is one from the best credit cards in 2021
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2- Best Credit Cards 2021 ( Citi® Double Cash Card ) :
» Earn 2% Cach Back on Purchases: 1% when you buy and 1% as you pay »
Credit Score : Excellent (750 – 850)
Annual Fee : $0
Welcome bonus : None
Best For : Best Flat-Rate Cash Back Card
Regular APR : 13.99% – 23.99% variable on purchases and balance transfers
Intro APR : 0% for the first 18 months on balance transfers; N/A for purchases
Foreign transaction fee : 3%
Balance transfer fee : 3% and minimum $5
Detail :
-Citi® Double Cash Card si Best Credit Cards Rewards Enjoys direct rewards and offers a unique fixed-rate cashback program since its launch in 2014. Earn 2% on all purchases with unlimited cashback of 1% upon purchase, plus 1% when paying for those purchases …
-Unlimited cashback you can earn and don’t worry about activating reward classes on the card. Cash can also be redeemed with a direct deposit.
-There is an annual interest rate: 0% annual interest on balance transfers for the first 18 months. Then the annual variable percentage rate will be 13.99% to 23.99% APR
-Citi Flex is 13.99% – 23.99% based on your credit eligibility. Citi Flex Plan offerings are made at Citi’s discretion
The transfer fee is either $ 5 of the balance or 3% of the transfer amount
Citi® Double Cash Card is one from the best credit cards in 2021
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3- Best Credit Cards 2021 (Chase Freedom Unlimited®) :
Great for maximizing cash back
CREDIT SCORE : Excellent/Good (690-850)
ANNUAL FEE : $0
WELCOME BONUS : You can recover $ 200 in your account if you spent $ 500 in the first 3 months after purchasing the card
BEST FOR : Best cash-back credit card
Regular APR : 14.99% to 23.74% variable on purchases and balance transfers
Intro APR : You enjoy 0% in the first 15 months of purchases
Foreign transaction fee : 3%
Balance transfer fee : Either 5$ of the balance or 5% of the amount of each transfer,
Detail :
If you want a powerful rewards card without annual fees, you should consider this card.
Chase Freedom Unlimited® is Best Credit Cards Rewards, Cardholders earn 5% cash back on travel purchased through Chase Ultimate Rewards® and dining, 3% on drugstores, and 1.5% on another set of purchases.
There is no annual fee on this card.
There is also a welcome bonus where you can get $ 200 back into your account if you spent $ 500 in the first 3 months after purchasing the card.
0% Intro APR at the first 15 months since card purchase, then variable APR from 14.99 – 23.74%.
Chase Freedom Unlimited® is one from the best credit cards in 2021
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4- Best Credit Cards 2021 (Blue Cash Preferred® Card from American Express) :
Cashback at U.S. supermarkets and U.S. gas stations and grocery rewards
CREDIT SCORE : Excellent/Good (690-850)
ANNUAL FEE : 95$
WELCOME BONUS : You can recover $ 250 in your account if you spent $ 1000 in the first 3 months after purchasing the card
BEST FOR : Cashback at U.S. supermarkets and U.S. gas stations
Regular APR : 13.99% to 23.99% variable on purchases and balance transfers
Intro APR : You enjoy 0% in the first 12 months of purchases
Foreign transaction fee : 2.7 %
Balance transfer fee : nothing
Detail :
The Blue Cash Preferred® Card from American Express is Best Credit Cards Rewards, this card offers the highest cashback rate in U.S. supermarkets, at 6% meaning roughly $ 6,000 a year in purchases (then 1%).
The price of this card is $ 95 a year and can be redeemed for cash through the discounts that you can get from Amex Offers.
The average American can earn more than $ 300 in cash every year by shopping at qualified supermarkets.
You can also win $ 250 after spending $ 1000 on purchases, as long as you do not exceed the first three months of purchasing the card.
Low annual interest rate: 0% for 12 months on purchases from the date the card was purchased, then variable rate, 13.99% to 23.99%.
There’s also unlimited cashback of 6% on select US broadcast subscriptions and unlimited 3% cashback on transportation, parking, tolls, buses, and trains, unlimited 3% cashback at US gas stations, and 1 % Cashback on other purchases.
The Blue Cash Preferred® Card from American Express is one from the best credit cards in 2021
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5- Best Credit Cards 2021 (Discover it® Secured) :
Best Secured Credit Card
CREDIT SCORE : New/Rebuilding Credit
ANNUAL FEE : 0$
WELCOME BONUS : Dollar-for-dollar match of all cash back earned in the first year
BEST FOR : Best Secured Credit Card
Regular APR : 22.99% Variable
Intro APR : N/A on purchasess
Foreign transaction fee : —–
Balance transfer fee : 3% intro balance transfer fee,up to 5% fee on future transfers
Detail :
Discover it® Secured is a secure card, it is well protected and offers many benefits where you can get a welcome bonus and cash back as well and use the card abroad without additional fees.
The annual fee is $ 0.
Discover it® Secured is Best Credit Cards Rewards with 2% cash back at gas stations and restaurants of up to $ 1,000 on shared purchases every quarter. You can also get unlimited 1% cashback on all other purchases.
And from the bonus value also in the first year, Discover automatically matches the amount of cash you earned at the end of the first year, and if you win $ 50 in cash at the end of the year, you will automatically earn an additional $ 50.
Discover is accepted in the United States by 99% of places that use credit card payments.
US based customer service is also available.
And many other benefits
Discover it® Secured is one from the best credit cards in 2021
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